Aldermore Bank is a finance provider offering a range of products including residential, buy-to-let and commercial mortgages. The bank operates exclusively online, by phone and through networks. For new mortgages Aldermore deals exclusively through a broker  network.

What are the mortgage products Aldermore offers?  

Aldermore is an award winning bank with a range of specialist mortgages, savings accounts and finance solutions for individuals and businesses.

How can I apply for an Aldermore mortgage product?

Aldermore mostly offer their services through online applications and through their network of brokers.

Can Aldermore help residential mortgage customers?

Both residential and buy-to-let mortgages are available at Aldermore. 

Can Aldermore help Self-employed mortgage customers? 

Aldermore do offer mortgages for the self-employed, but they recommend that you speak to a broker in the first instance, rather than apply directly to the bank.  

Can Aldermore help first time buyer mortgage customers? 

Aldermore has a range of mortgages to choose from, including low deposit options, with LTVs up to 95% on Capital Repayment mortgages, via their broker network. 

Can Aldermore help adverse mortgage customers? Or customers with poor credit rating?

Aldermore states that they can help secure a mortgage for those with poor credit such as having a debt management plan or have had CCJs and missed loan payments previously.

Can Aldermore help later life or retired mortgage customers? 

Aldermore will consider applications for those up to age 80 years for the older applicant by basing the affordability on the younger applicant. 

Can Aldermore help with second charge mortgages, secured loan or homeowner customers?  

Aldermore does not offer products for second charge mortgage or borrowing to satisfy CCJ, IVA and Bankruptcy Orders.

Can Aldermore help buy to let mortgage customers? 

Aldermore offers a range of products for buy to let customers, particularly larger and more established portfolio landlords.

Can Aldermore help limited company buy to let mortgage customers? 

Aldermore accepts applications made on behalf of limited Companies.

Can Aldermore help with commercial or short-term mortgage customers? 

Aldermore offers a range of mortgages from £1m to £50m with flexible terms.

What Credit scoring agency does Aldermore use? 

Aldermore uses Experian and TransUnion for credit scoring.