Barclays Bank is a diversified bank with a comprehensive range of retail, corporate and wealth and private banking services and products.

What are the mortgage products Barclays Bank offers? 

Barclays Bank offers a fully comprehensive range of mortgages for first time buyers to commercial properties, including help to buy and shared ownership with offset, fixed rate and tracker options.  

How can I apply for a Barclays Bank mortgage product? 

Mortgages can be applied for via a broker or directly online at the Barclays website.

Can Barclays Bank help residential mortgage customers? 

Both residential and buy-to-let mortgages are available at Barclays Bank. 

Can Barclays Bank help Self-employed mortgage customers? 

Barclays does offer mortgages to the self -employed. The bank requires proof of income for the past two complete tax years.

Can Barclays Bank help first time buyer mortgage customers? 

Barclays have a large range of mortgages to choose from with LTVs up to 95%. First time buyer mortgages options include shared ownership and help to buy. 

Can Barclays Bank help adverse mortgage customers? Or customers with poor credit rating?

Barclays Bank have strict lending requirements for adverse credit. They will not loan to those with unsatisfied CCJ, satisfied CCJ’s with certain criteria, satisfied defaults or outstanding defaults. 

Can Barclays Bank help later life or retired mortgage customers? 

Barclays Bank state that the maximum age at the end of the mortgage term should be 70 or retirement age.

Can Barclays Bank help with second charge mortgages, secured loan or homeowner customers?  

Barclays Bank offers flexible second charge loan amounts tailored to specific requirements for a range of purposes. 

Can Barclays Bank help buy to let mortgage customers? 

Barclays Bank offers to let mortgages with LTV up to 75%. 

Can Barclays Bank help with commercial or short-term mortgage customers? 

Barclays Bank offers business mortgages for amounts over £25,000 with fixed-rate terms from 1 to 10 years.

What Credit scoring agency does Barclays Bank use? 

Barclays Bank uses Experian, Equifax and TransUnion for credit scoring.