Bluestone Mortgages is a lender specialising in residential mortgages. Their products are designed to be unique and flexible and are made to suit those clients who do not fit within the mainstream mould.

What are the mortgage products Bluestone offers?

Bluestone offers home-owner mortgages both as fixed and tracker mortgages. Mortgage types include First Time Buyer, Right to Buy and Remortgage.

How can I apply for a Bluestone product? 

Bluestone products can be arranged via a broker or direct at their website. 

Can Bluestone help residential mortgage customers? 

Bluestone specialises in residential mortgages.

Can Bluestone help Self-employed mortgage customers? 

Bluestone will accept mortgage applications from the self employed as long as they meet the criteria stated on the website. 

Can Bluestone help first time buyer mortgage customers? 

Bluestone has a first-time buyer mortgage product with up to 85% LTV, but will accept applications for those with poor credit.

Can Bluestone help adverse mortgage customers? Or customers with poor credit rating?

Bluestone specialises in mortgages for those with poor credit and all of their products are available for those with bankruptcy or CCJ history.

Can Bluestone help later life or retired mortgage customers? 

Bluestone does offer mortgages to retired applicants subject to conditions. All loans must be repaid when the applicant, or the oldest applicant, reaches 80 years of age. 

Can Bluestone help with second charge mortgages, secured loan or homeowner customers?

Bluestone does not offer other loans or second charge mortgages.  

Can Bluestone help buy to let mortgage customers? 

Bluestone does not offer buy to let mortgages. 

Can Bluestone help limited companies buy to let mortgage customers? 

Bluestone does not offer buy to let mortgages.

Can Bluestone help with commercial or short-term mortgage customers? 

Bluestone is a residential only mortgage specialist.  

What Credit scoring agency does Bluestone use? 

Bluestone uses Experian as their credit reference agency.