BM Solutions is a lender specialising in buy to let mortgages. BM Solutions is the award-winning buy to let brand of Lloyds Banking Group.

What are the mortgage products BM Solutions offer? 

BM Solutions offer a comprehensive range of buy to let mortgages only with fixed and variable rates and up to 65% LTV.

How can I apply for a BM Solutions product?

BM Solutions products can be arranged via a broker or direct at their website. 

Can BM Solutions help residential mortgage customers?

BM Solutions specialise in buy to let mortgages. 

Can BM Solutions help Self-employed mortgage customers?

BM Solutions will accept mortgage applications from the self-employed and require at least 2 years' worth of trading figures.

Can BM Solutions help first time buyer mortgage customers?

BM Solutions only offer buy to let mortgages so do not have a specialist first time buyer product.

Can BM Solutions help adverse mortgage customers? Or customers with poor credit rating?

BM Solutions generally accepts clients with a good credit record. The application process involves credit checking with a number of credit referencing agencies.

Can BM Solutions help later life or retired mortgage customers?

BM Solutions do offer mortgages to retired applicants subject to conditions. The eldest applicant cannot exceed age 75 at the time of submission and age 80 at the end of the term.

Can BM Solutions help with second charge mortgages, secured loan or homeowner customers? 

BM Solutions do not offer other loans or second charge mortgages.  

Can BM Solutions help buy to let mortgage customers?

BM Solutions are a specialist buy to let mortgage lender and have a range of specialist products. 

Can BM Solutions help limited companies buy to let mortgage customers?

BM Solutions do offer buy to let mortgages according to their criteria. 

Can BM Solutions help with commercial or short-term mortgage customers?

BM Solutions do not allow commercial properties to be mortgaged under their terms.

What Credit scoring agency does BM Solutions use?

BM Solutions use a range of credit reference agencies but do not specify which.