Clydesdale Building Society, now operating under Virgin Money, offers a range of financial products tailored to various customer needs.

What are the mortgage products Clydesdale Building Society offers? 

Clydesdale Building Society provides a variety of mortgage products including fixed rate mortgages, offset mortgages, and buy-to-let mortgages. They also offer current accounts, savings accounts, credit cards, and personal loans​.

How can I apply for a Clydesdale Building Society product?

Clydesdale Building Society products can be arranged via a broker or direct at their website. 

Can Clydesdale Building Society help residential mortgage customers?

Clydesdale offers a range of mortgage options for residential customers, including those looking to move home, remortgage, or first-time buyers.

Can Clydesdale Building Society help Self-employed mortgage customers?

Self-employed individuals can access mortgage products specifically designed to accommodate varying income patterns typical of self-employment​.

Can Clydesdale Building Society help first time buyer mortgage customers?

There are specific mortgage products aimed at first-time buyers, providing support and competitive terms up to 90% LTV.

Can Clydesdale Building Society help adverse mortgage customers? Or customers with poor credit rating?

Clydesdale Building Society has strict criteria for adverse credit. For borrowing over 90% LTV no defaults are permitted, the customer must be up to date on all items of credit and have no missed payments in the last 6 months. 

Can Clydesdale Building Society help later life or retired mortgage customers?

Clydesdale Building Society does offer mortgages to retired applicants subject to conditions. Residential Repayment and Interest Only Mortgages have a limit of aged 75 at the end of the mortgage term.

Can Clydesdale Building Society help with second charge mortgages, secured loan or homeowner customers? 

Clydesdale Building Society does not offer other loans or second charge mortgages.  

Can Clydesdale Building Society help buy to let mortgage customers?

Clydesdale Building Society offers a range of buy to let mortgages with a maximum 80% LTV. 

Can Clydesdale Building Society help limited company buy to let mortgage customers?

Clydesdale provides buy to let mortgages that can be suitable for limited companies, depending on the specific investment and borrowing criteria​.

Can Clydesdale Building Society help with commercial or short-term mortgage customers?

Clydesdale Building Society do not allow commercial properties to be mortgaged under their terms. 

What Credit scoring agency does Clydesdale Building Society use?

Clydesdale Building Society uses credit reference agencies but these are not detailed anywhere.