Danske Bank provides a comprehensive range of financial products including current accounts, savings accounts, mortgages, personal loans, credit cards, investment services, and insurance products. They also cater to businesses with solutions like corporate credit cards, working capital financing, and cash management services​.

What are the mortgage products Danske Bank offers? 

Danske Bank offers a full range of residential and buy-to -let mortgages.

How can I apply for a Danske Bank product?

Danske Bank only provides mortgages directly for purchases in Northern Ireland. They accept some applications via brokers for England but with restrictions.

Can Danske Bank help residential mortgage customers?

Danske Bank offers residential mortgages on fixed or variable rates including special carbon neutral services for A-C rated houses.  

Can Danske Bank help Self-employed mortgage customers?

Self-employed individuals can access mortgage products specifically designed to accommodate their unique income situations, with tailored advice available to help navigate the application process.

Can Danske Bank help first time buyer mortgage customers?

Danske Bank provides specialised mortgage options for first-time buyers, which include competitive rates and dedicated support to help new buyers enter the housing market​.

Can Danske Bank help adverse mortgage customers? Or customers with poor credit rating?

Danske Bank generally assesses mortgage applications on an individual basis. Customers with poor credit ratings are advised to discuss their options directly with the bank to find suitable solutions.

Can Danske Bank help later life or retired mortgage customers?

The bank offers mortgage products that cater to later life customers, providing options for those in retirement or nearing retirement​.

Can Danske Bank help with second charge mortgages, secured loan or homeowner customers?

Danske Bank provides secured loans and refinancing options, which could include second charge mortgages, though specifics would need to be confirmed directly with the bank.

Can Danske Bank help buy to let mortgage customers?

Danske Bank offer buy to let mortgages for both individual landlords and limited companies with a maximum of three Buy-to-Let mortgaged properties.

Can Danske Bank help limited company buy to let mortgage customers?

Danske Bank offers buy to let mortgages that can be utilised by limited companies, supporting broader investment strategies​.

Can Danske Bank help with commercial or short-term mortgage customers?

The bank provides commercial and short-term financing options, catering to businesses and investors with specific financing needs​. 

What Credit scoring agency does Danske Bank use?

Danske Bank does not specify which credit agencies they use.