Foundation Home Loans is a specialist in buy to let mortgages, offering criteria to meet a wide range of specialist mortgage needs.

What are the mortgage products Foundation Home Loans offer? 

Foundation Home Loans specialises in buy-to-let mortgages for both individual landlords and limited companies. They cater to portfolio landlords and offer green mortgages, which are aimed at properties with high energy performance ratings (A, B, or C). ​

How can I apply for a Foundation Home Loans product? 

Foundation Home Loans distributes their products exclusively through intermediaries.

Can Foundation Home Loans help residential mortgage customers? 

Foundation Home Loans offer residential mortgages catering to various customer needs, including those with more complex circumstances.

Can Foundation Home Loans help Self-employed mortgage customers?  

Foundation offers self employed mortgages and does not require a minimum time self-employed where a newly self-employed person has a good track record of being employed by that company on a PAYE basis previously.

Can Foundation Home Loans help first time buyer mortgage customers? 

Foundation Home Loans offer mortgages to first time buyers but have no products specific to this market.

Can Foundation Home Loans help adverse mortgage customers? 

Or customers with poor credit rating?  Foundation Home Loans will accept applicants with minor adverse credit although not with CCJ or bankruptcy.

Can Foundation Home Loans help later life or retired mortgage customers? 

Retired applicants are accepted but there is a maximum age of 75 at the end of term.

Can Foundation Home Loans help with second charge mortgages, secured loan or homeowner customers?  

Foundation Home Loans do not offer second charge mortgages.

Can Foundation Home Loans help buy to let mortgage customers? 

Foundation Home Loans are bought to let specialists and have a range of products catering to this market.

Can Foundation Home Loans help limited company buy to let mortgage customers? 

Foundation Home Loans offer products to limited companies providing competitive terms and considering newly incorporated companies​.

Can Foundation Home Loans help with commercial or short-term mortgage customers?  

Foundation Home Loans focuses primarily on residential and buy-to-let mortgages, and there's no specific mention of commercial or purely short-term mortgage products​.

What Credit scoring agency does Foundation Home Loans use?

Foundation Home Loans do not publish details on the use of credit reference agencies.