Landbay was started to be the best place for buy-to-let landlords and specialise in this particular market. 

 

What are the mortgage products Landbay offers? 

Landbay provides a range of buy-to-let mortgages, including those for standard properties, houses in multiple occupation (HMOs), and multi-unit freehold blocks (MUFBs). Their offerings include both fixed and tracker mortgage products.

 

How can I apply for a Landbay product? 

Applications for Landbay products must be made through intermediaries, such as mortgage brokers or financial advisers.

 

Can Landbay help residential mortgage customers?  

Landbay focuses exclusively on buy-to-let mortgages and does not provide standard residential mortgages for owner-occupiers.

 

Can Landbay help Self-employed mortgage customers?

Landbay can accommodate self-employed individuals looking to invest in buy-to-let properties.

 

Can Landbay help first time buyer mortgage customers? 

Landbay does provide options for first-time landlords who are new to property investment​ with a maximum 70% LTV.

 

Can Landbay help adverse mortgage customers? Or customers with poor credit rating?  

Landbay will not generally consider adverse credit.

 

Can Landbay help later life or retired mortgage customers? 

At least one applicant must be employed or self employed, maximum age of 85 at End of Term (95 for Limited Companies).

 

Can Landbay help with second charge mortgages, secured loans or homeowner customers?  

 

Can Landbay help buy to let mortgage customers?  

This is Landbay's primary area of expertise, with a strong portfolio of buy-to-let mortgage products.

 

Can Landbay help limited companies buy to let mortgage customers?

Landbay offers buy-to-let mortgages for properties owned through limited companies, accommodating professional landlords and investors.

 

Can Landbay help with commercial or short-term mortgage customers?  

Landbay does not typically provide commercial mortgages or short-term loans.

 

What Credit scoring agency does Landbay use? 

Landbay does not publish which credit scoring agency they use.