Metro Bank provides a wide array of financial products including current accounts, savings accounts, credit cards, loans (such as personal, business, and commercial loans), and a range of mortgage products. They also offer services like safe deposit boxes and comprehensive online and mobile banking solutions.

What are the mortgage products Metro Bank offers?  

Metro Bank provides a wide array of financial products including current accounts, savings accounts, credit cards, loans (such as personal, business, and commercial loans), and a range of mortgage products.

How can I apply for a Metro Bank product? 

You can apply for Metro Bank products online through their website, by visiting their branches, or by using their mobile app, depending on the product type.

Can Metro Bank help residential mortgage customers?  

Metro Bank offers a variety of mortgage options for residential customers looking to buy a new home or remortgage an existing one​.

Can Metro Bank help Self-employed mortgage customers?

The bank caters to self-employed individuals by providing mortgage options that consider varied income sources and patterns typical of self-employment​. 

Can Metro Bank help first time buyer mortgage customers?

Metro Bank provides mortgages specifically designed for first-time buyers, which include competitive terms and conditions to help new entrants to the property market​, including fixed and variable rate mortgages.

Can Metro Bank help adverse mortgage customers? Or customers with poor credit rating?  

Metro Bank offers a range of financial products, specific details regarding support for customers with adverse credit ratings were not highlighted.

Can Metro Bank help later life or retired mortgage customers? 

Metro Bank offers mortgage products that are accessible to older or retired customers, ensuring they have options available to meet their specific needs with a maximum age of 80 years old. 

Can Metro Bank help with second charge mortgages, secured loan or homeowner customers?  

The bank provides secured lending options which include second charge mortgages, giving additional borrowing capacity against the security of an owned property​.

Can Metro Bank help buy to let mortgage customers?  

Metro Bank offers buy-to-let mortgages for individuals looking to invest in the property rental market​.

Can Metro Bank help limited company buy to let mortgage customers?  

They provide buy-to-let mortgages suitable for limited companies, supporting professional landlords and investors operating through corporate structures.

Can Metro Bank help with commercial or short-term mortgage customers?  

Metro Bank caters to commercial clients with tailored products including commercial mortgages and short-term financing options to support business growth and operations​.

What Credit scoring agency does Metro Bank use? 

The credit reference agencies that they use are Experian, Equifax and TransUnion.