Nationwide Building Society

Nationwide is the world's largest building society, run for the benefit of its members. The building society helps with current accounts, mortgages, savings and other personal finance.

What are the mortgage products Nationwide Building Society offers? 

Nationwide Building Society offers a broad range of financial products to cater to various needs including mortgages.

How can I apply for a Nationwide Building Society product? Accounts can be applied for via online, in person or via an intermediary.

Can Nationwide Building Society help residential mortgage customers? 

Nationwide provides a variety of mortgage options for those looking to purchase a home or remortgage their existing property.

Can Nationwide Building Society help Self-employed mortgage customers? 

Nationwide offers mortgages to the self-employed and need to see the last 2 years' income, where they will either use the lower of the most recent year's salary and dividends or the average of the last 2 years' salary and dividends.

Can Nationwide Building Society help first time buyer mortgage customers? 

There are a number of specialised mortgage products available aimed specifically at helping first-time buyers.

Can Nationwide Building Society help adverse mortgage customers? Or customers with poor credit rating? 

Nationwide will offer mortgages to those with adverse credit depending on a range of criteria

Can Nationwide Building Society help later life or retired mortgage customers? 

The maximum acceptable retirement age is 70. If the mortgage takes the applicant into retirement, Nationwide will require details of how they intend to continue to meet repayments.

Can Nationwide Building Society help with second charge mortgages, secured loan or homeowner customers?  

Nationwide provides second charge mortgages, allowing further borrowing against already mortgaged properties.

Can Nationwide Building Society help buy to let mortgage customers? 

Nationwide offers mortgages for property investment purposes with a range of fixed and variable rates available.

Can Nationwide Building Society help limited company buy to let mortgage customers? 

Nationwide supports buy-to-let mortgages held by limited companies.

Can Nationwide Building Society help with commercial or short-term mortgage customers?  

Nationwide’s primary focus is on residential and buy-to-let mortgages, with limited offerings for commercial or short-term loans.

What Credit scoring agency does Nationwide Building Society use? 

Nationwide use Experian, Transunion and Equifax.