The Mortgage Lender is owned and backed by Shawbrook Bank aiming to provide mortgages to those with unusual circumstances.

What are the mortgage products The Mortgage Lender offers?

The Mortgage Lender offers a variety of mortgages, including residential and buy-to-let.

How can I apply for a The Mortgage Lender product? 

To apply for a product from The Mortgage Lender, you typically need to go through a mortgage broker. The Mortgage Lender works with intermediaries to ensure that clients receive tailored advice and the best mortgage product for their circumstances.

Can The Mortgage Lender help residential mortgage customers?  

Yes, The Mortgage Lender offers a variety of residential mortgage products designed for purchasing new homes or refinancing existing ones.

Can The Mortgage Lender Help Self-employed Mortgage customers? 

The Mortgage Lender provides mortgages that are suitable for self-employed individuals with minimum trading time of 12 months and latest 3 months’ business bank statements.

Can The Mortgage Lender help first time buyer mortgage customers? 

The Mortgage Lender has products specifically designed for first-time buyers including shared ownership and low deposits. 

Can The Mortgage Lender help adverse mortgage customers? Or customers with poor credit rating?  

The Mortgage Lender specialises in offering mortgage solutions to those with adverse credit histories. 

Can The Mortgage Lender help later life or retired mortgage customers? 

The Mortgage Lender offers products that cater to later life or retired customers, including mortgages that accommodate the financial needs and circumstances of older borrowers.

Can The Mortgage Lender help with second charge mortgages, secured loan or homeowner customers?  

The Mortgage Lender offers second charge mortgages, allowing homeowners to borrow additional funds against the equity in their property under specific terms.

Can The Mortgage Lender help buy to let mortgage customers?  

The Mortgage Lender provides buy-to-let mortgages for landlords looking to purchase or refinance rental properties. They offer competitive terms that are attractive to property investors.

Can The Mortgage Lender help limited companies buy to let mortgage customers? 

The Mortgage Lender offers buy-to-let mortgages for properties owned through limited companies.

Can The Mortgage Lender help with commercial or short-term mortgage customers?   

The Mortgage Lender also offers products that cater to commercial properties and provides bridging loans, which are useful for short-term funding needs.

What Credit scoring agency does The Mortgage Lender use? 

The Mortgage Lender uses a number of credit reference agencies but does not state which.