Fleet Mortgages

Fleet Mortgages

Fleet Mortgages 

A Starling Bank company, Fleet Mortgages are a trusted name in the buy-to-let market, helping our intermediary partners achieve successful outcomes.

What are the mortgage products Fleet Mortgages offer? 

Fleet Mortgages specialises in buy-to-let mortgage products, including options for standard residential properties, houses in multiple occupations (HMOs), and multi-unit blocks (MUBs). They also offer product transfer options and green mortgages tailored to environmentally conscious investments​.


How can I apply for a Fleet Mortgages product?  

Fleet Mortgages operates exclusively through authorised brokers and intermediaries.


Can Fleet Mortgages help residential mortgage customers? 

As a specialist buy-to-let lender, Fleet Mortgages primarily serves investment properties rather than owner-occupied residential homes.


Can Fleet Mortgages help Self-employed mortgage customers? 

Fleet Mortgages offers options for self-employed individuals within their buy-to-let mortgage products according to specific criteria. 


Can Fleet Mortgages help first time buyer mortgage customers? 

Fleet Mortgages’ offerings are tailored toward investors, including first-time buy-to-let investors, with products that accommodate those new to property investment​.


Can Fleet Mortgages help adverse mortgage customers? Or customers with poor credit rating? 

Fleet Mortgages assesses each application on its merits and can consider investors with less-than-perfect credit histories, depending on the overall strength of their mortgage application and investment strategy​.


Can Fleet Mortgages help later life or retired mortgage customers?

They provide mortgage options for older and retired investors, focusing on investment properties, which can include favourable terms for those planning to invest during retirement​.


Can Fleet Mortgages help with second charge mortgages, secured loan or homeowner customers?  

Fleet Mortgages offers further advances to existing customers, which can be similar to second charge mortgages, allowing borrowers to secure additional funding against their investment properties.


Can Fleet Mortgages help buy to let mortgage customers?  

This is Fleet Mortgages’ specialty, offering a range of buy-to-let mortgage options for various types of investment properties, including those owned by individual landlords and those structured through limited companies​.


Can Fleet Mortgages help limited company buy to let mortgage customers? 

Fleet Mortgages has specific products designed for limited companies that invest in buy-to-let properties, providing tailored solutions that meet corporate investment needs​.


Can Fleet Mortgages help with commercial or short-term mortgage customers? 

Fleet Mortgages do not offer mortgages on commercial property.


What Credit scoring agency does Fleet Mortgages use? 

Fleet Mortgages use a range of credit reference agencies including Experian, Equifax and TransUnion.