Hodge Bank
The Hodge Foundation owns 79% of the Hodge group of businesses which are primarily engaged in financial services and property.
What are the mortgage products Hodge Lifetime offers?
Hodge Lifetime primarily offers equity release products, including lifetime mortgages and retirement mortgages. Their equity release options include lump sum payments, drawdown plans, and interest-only lifetime mortgages, catering especially to the retirement market.
How can I apply for a Hodge Lifetime product?
Hodge Lifetime products are not available directly to the public. To apply, you need to seek advice from a qualified financial advisor who can discuss suitable options and manage the application process with Hodge on your behalf.
Can Hodge Lifetime help residential mortgage customers?
Hodge Lifetime provides residential mortgages, particularly focusing on later life or retirement mortgages, which are designed for borrowers over 50.
Can Hodge Lifetime help Self-employed mortgage customers?
Hodge considers self-employed income when assessing mortgage applications, offering flexibility depending on the stability and duration of the income.
Can Hodge Lifetime help first time buyer mortgage customers?
Hodge Lifetime’s primary focus is on products for the over-50s and retirement market, and they do not specifically target first-time buyers.
Can Hodge Lifetime help adverse mortgage customers?
Or customers with poor credit rating? Hodge will consider a maximum of 2 months arrears in the last 2 years and the account must be up to date at the time of application.
Can Hodge Lifetime help later life or retired mortgage customers?
This is a core area for Hodge Lifetime, with various products designed to meet the needs of older borrowers, including retirement interest-only mortgages and equity release plans.
Can Hodge Lifetime help with second charge mortgages, secured loan or homeowner customers?
Hodge Lifetime offers second charge loans as part of their equity release options, allowing homeowners to secure additional financing against their property.
Can Hodge Lifetime help buy to let mortgage customers?
Hodge provides buy-to-let mortgages, including options for those looking to invest in holiday lets, which are managed through their range of specialised lending products.
Can Hodge Lifetime help limited company buy to let mortgage customers?
The information available does not specify if Hodge Lifetime offers buy-to-let mortgages specifically for limited companies.
Can Hodge Lifetime help with commercial or short-term mortgage customers?
Hodge offers commercial lending, catering to professional property developers and investors.
What Credit scoring agency does Hodge Lifetime use?
Hodge uses Experian as their credit reference agency.
