TERMS AND CONDITIONS
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These Terms and Conditions (“Terms”) govern your use of the website located at https://moneylegalexperts.com/ (“Website”), operated by Mamma Marketing Ltd, a company registered in England and Wales under company number 15155108, whose registered office is at Rectory Gardens Greater London, UB5 5DN(“Company”, “we”, “us”, “our”).
By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.
1. ABOUT THE SERVICE
1.1 The Website is an online platform that:
allows users (“Customers”) to post questions, content, or enquiries relating to financial and legal matters
enables qualified professionals (“Experts”) to respond to Customer enquiries
operates a points-based reward system for certain Customer activities
may facilitate introductions between Customers and Experts
may receive fees for lead generation services where Customers consent to their details being shared
may display advertising and comparison-style content
1.2 We are not a provider of financial or legal advice and do not endorse any Expert.
1.3 We do not act as agent for either Customers or Experts unless expressly stated.
2. ELIGIBILITY
2.1 You must be at least 18 years old and capable of entering into a legally binding agreement.
2.2 By registering, you confirm that all information you provide is accurate and up to date.
3. ACCOUNT REGISTRATION
3.1 You must create an account to access certain features.
3.2 You are responsible for:
maintaining the confidentiality of your login details
all activity carried out under your account
notifying us immediately of unauthorised use
3.3 We reserve the right to suspend or terminate accounts at our discretion.
4. CUSTOMER CONTENT AND POSTS
4.1 Customers may submit questions, posts, or other content (“User Content”).
4.2 You warrant that:
the content is truthful and not misleading
you have the right to post it
it does not infringe any third-party rights
it does not contain unlawful, defamatory, or harmful material
4.3 By posting content, you grant us a worldwide, non-exclusive, royalty-free licence to use, display, reproduce, and distribute it for operating and promoting the Website.
4.4 We reserve the right to remove or modify content at any time.
5. EXPERT ACCOUNTS
5.1 Experts represent that they:
possess relevant qualifications, licences, or experience
comply with applicable professional regulations
maintain appropriate insurance where required
5.2 Experts are solely responsible for the accuracy of their responses.
5.3 We do not verify credentials unless explicitly stated.
5.4 We do not guarantee the quality or suitability of any Expert.
6. NO PROFESSIONAL ADVICE
6.1 Content on the Website is for general information only.
6.2 It does not constitute financial, legal, tax, or professional advice.
6.3 You should seek independent professional advice before making decisions.
6.4 Any agreement between a Customer and an Expert is strictly between those parties.
7. POINTS AND REWARDS SYSTEM
7.1 Customers may earn points for activities including posting content or engagement.
7.2 Points may be redeemable for monetary rewards subject to:
minimum thresholds
verification checks
anti-fraud measures
additional terms published on the Website
7.3 Points:
have no cash value until redeemed
are non-transferable
may expire
may be withdrawn if obtained improperly
7.4 We reserve the right to modify or discontinue the rewards programme at any time.
8. LEAD GENERATION AND DATA SHARING
8.1 Customers may choose to authorise us to share their contact details with Experts.
8.2 Contact information will only be shared with your explicit consent.
8.3 By consenting, you acknowledge that:
Experts may contact you directly
we are not responsible for their communications
we may receive a referral or lead generation fee
8.4 Once shared, the Expert becomes an independent data controller of your information.
9. FEES
9.1 Use of the Website is generally free for Customers.
9.2 Experts may be charged fees for leads, subscriptions, advertising, or premium features.
9.3 All fees will be clearly disclosed before payment.
10. ADVERTISING AND THIRD-PARTY CONTENT
10.1 The Website may display advertisements and sponsored content.
10.2 We may receive commissions from third-party products or services.
10.3 Third-party websites are governed by their own terms and privacy policies.
10.4 We do not endorse third-party services unless explicitly stated.
11. ANALYTICS AND TRACKING TECHNOLOGIES
11.1 We use analytics and tracking tools including (but not limited to):
Google Analytics
HubSpot
Mouseflow
Advertising plugins and cookies
11.2 These tools help us analyse usage, improve services, and deliver relevant advertising.
11.3 Further details are provided in our Privacy Policy and Cookie Policy.
12. PROHIBITED USE
You must not:
use the Website unlawfully
impersonate others
submit spam or misleading enquiries
attempt to interfere with Website functionality
scrape or harvest data without permission
post offensive or harmful content
13. INTELLECTUAL PROPERTY
13.1 All Website content (excluding User Content) is owned by or licensed to us.
13.2 You may not reproduce or distribute content without permission.
14. LIABILITY
14.1 Nothing in these Terms excludes liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded under UK law.
14.2 To the fullest extent permitted by law, we shall not be liable for:
losses arising from reliance on Expert advice
loss of profits, revenue, or data
indirect or consequential losses
disputes between Customers and Experts
14.3 Our total liability shall not exceed £100 or the amount you paid us in the previous 12 months, whichever is greater.
15. INDEMNITY
You agree to indemnify us against claims arising from:
your breach of these Terms
your User Content
your misuse of the Website
16. SUSPENSION AND TERMINATION
16.1 We may suspend or terminate access if you breach these Terms.
16.2 You may close your account at any time.
17. PRIVACY
17.1 Our use of personal data is governed by our Privacy Policy.
17.2 By using the Website, you consent to such processing.
18. CHANGES TO TERMS
18.1 We may update these Terms from time to time.
18.2 Continued use constitutes acceptance of revised Terms.
19. GOVERNING LAW
19.1 These Terms are governed by the laws of England and Wales.
19.2 Disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
20. CONTACT
Mamma Marketing Ltd
Email: contact@moneylegalexperts.com
